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  • 30713f Request For Advance For Purchase Of Gift Cards - Financepolicy Unc

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307.1.3f Request for Advance for Purchase of Gift Cards **Attach to campus voucher** (Refer to OSR Policy 500.14 Cash Advances and related Procedure for requesting cash advance from Contract and Grants.

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The Internal Revenue Service considers gift cards, gift certificates, and stored value cards to be cash equivalents. When given to individuals, cash equivalents create the same tax implications as a distribution of cash.

Purpose: The Request for Cash Advance form is used to request cash advances which will be issued at the discretion of the Financial Officer or Director of Finance & Business (hereafter FO). The Request for Cash Advance form is NOT to be used for travel advances.

In this case, you would be charged a cash advance fee and a higher interest rate as well. Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card.

Most people don't realize that a gift card purchase with a credit card can count as a cash advance. Before buying a gift card with a credit card, it's a good idea to double check what a credit card issuer's policies are surrounding gift card purchases.

Here are a few examples of transactions that may be cash advances: Peer-to-peer (P2P) money transfers through apps such as PayPal, Venmo and MoneyGram. Using your credit card to pay a bill or debt, such as an auto loan. Wire transfers. Traveler's checks. Money orders. Foreign currency exchanges. Lottery tickets.

A cash advance is when you take cash off your credit card. It's like a loan and a costly one because cash advances usually have a higher interest rate (like 27%). You can buy gift cards with your credit card and the interest rate will be the same as anything you buy.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232