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, 2015 Addis Ababa i DETERMINANTS OF COMMERCIAL BANKS DEPOSIT GROWTH IN ETHIOPIA: CASE STUDY ON THE COMMERCIAL BANK OF ETHIOPIA A THESIS SUBMITTED TO THE COLLEGE OF BUSINESS AND ECONOMICS, ADDIS ABABA UNIVERSITY IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTER OF ARTS IN BUSINESS ADMINISTRATION (MBA) BY HIBRET BELAY TEGEGN May, 2015 Addis Ababa ii DECLARATION Firstly, I declare that this thesis is my original work and all sources of materials used for this thesis ha.

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Based on the regression result; asset quality, earning ability and bank size have a significant influence on the financial performance of Ethiopian commercial banks measured by return on asset , return on equity and net interest margin.

The result of the study indicate branch macroeconomic factors such as bank size, broad money supply, and inflation significant positive effect on deposit growth of commercial banks. Contrarily, Age dependency ratio and population growth have a statistically significant negative effect on deposit growth.

However this study is concentrated only the internal determinants of profitability or bank specific determinants of profitability in Commercial Banks in Ethiopia includes bank size, Liquidity Risk, operating efficiency, capital adequacy, loan to asset ratio, fund cost and debt management.

The study concluded that the existence of significant effect of capital adequacy and number customer indicate that the two variables are important indicators of financial performance of commercial banks after the entry of commercial banking Fintechs.

By using Two-Step System Generalized Method of Moments (GMM) estimation, we find that bank lending rate, tangibility, GDP growth rate, control of corruption, and rule of law effectiveness stabilize bank financial stability. The effect is more pronounced for Banks with high market share of mobilized capital.

The growth is recorded at an average annual growth rate of 27%. Additionally, banks' overall assets increased by 92%, from 1.3 trillion to 2.4 trillion Birr. Additionally, as previously mentioned, banks' net income climbed from 22.4 billion Birr in 2019 to 49.9 billion Birr in 2022, representing a 122% growth.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Content Takedown Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232