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Under “mini-tort,” if you are 50% or more at fault in an accident, and damages to the other driver's car are not completely covered by his or her insurance, you may be sued and may have to pay up to $1,000 in damages.

Under Michigan mini tort auto law, victims of auto accidents can only recover a maximum of $1,000 for vehicle damage from the driver who caused the crash.

For most accident and injury cases, there is no legal limit to the amount that you can sue for pain and suffering damages. You can demand whatever amount that you want however most cases are limited by the amount of the insurance policy limits that will be used to pay your settlement.

Under Michigan mini tort auto law, victims of auto accidents can only recover a maximum of $1,000 for vehicle damage from the driver who caused the crash.

Under Michigan's auto insurance law, you can sue another driver and file a mini-tort claim. If the damage to your vehicle exceeds your insurance coverage and the other driver is found to be 50% at fault, a mini-tort claim is a good way to cover your deductibles.

Many insurers offer a coverage called “limited property damage liability,” which will pay mini-tort costs on your behalf if you are found to be at fault in an accident. You are not required to carry this coverage under Michigan law, but you may purchase it as an optional coverage for an additional premium.

The first requirement for bringing a car accident lawsuit in Michigan is that you must be able to show that the other driver was at fault for the crash. The legal term for fault is “negligence,” which is simply the failure of a person to act as a reasonably careful person would under the same or similar circumstances.

A mini tort claim in Michigan is an auto accident victim's right to recover a maximum of $3,000 for vehicle damage from the at-fault driver who caused the crash – either through his or her automobile insurance company or from him or her personally.