Get Applicant Co-applicant Form Rd 1944-61 (rev. 05-09) Credit ... - Forms Sc Egov Usda

This guide is designed to assist users in completing the Applicant Co-applicant Form RD 1944-61 (Rev. 05-09) CREDIT. Follow these detailed steps to ensure accurate and efficient submission of your form online.

Follow the steps to complete the form successfully.

1. Click the ‘Get Form’ button to access the form and open it in your preferred editor.
2. In Section A - Credit Review, you will need to respond to a series of yes or no questions regarding the applicant's and co-applicant’s credit history. Carefully consider each question and select the appropriate response.
3. If you answered 'Yes' to any questions in Section A that require further information, proceed to complete the relevant Sections B, C, D, and E. Ensure you provide all necessary details about accounts with delinquencies and any circumstances that may have contributed to them.
4. In Section B, list the accounts that were delinquent. Include information such as the account name, amount of installment, amount delinquent, times delinquent, and days delinquent. If applicable, provide explanations for circumstances beyond your control.
5. For Section C, provide details regarding any bankruptcies, foreclosures, or debt settlements. Document the dates of these occurrences and include any explanations necessary.
6. In Section D, detail any outstanding court-created obligations, tax liens, and collection accounts. Clearly specify the amount owed, balance due, and the purpose of the debt.
7. Section E requires an evaluation of the applicant's credit history. Determine if the failure to pay debts indicates a pattern of unacceptable credit handling and summarize your findings.
8. Finally, complete Section F by circling the appropriate letter to indicate credit acceptability and providing a summary assessment.
9. Once you have filled out all sections of the form, review your entries for accuracy. Save your changes, download the completed form, print it for your records, or share it as needed.

Begin filling out your document online today for smooth processing.