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FEDVIP rules and FEHB rules for family member eligibility are NOT the same. However, the Service Benefit Plan does offer a Self Plus One Option. Is orthodontic treatment (braces) covered? Yes, orthodontic services treatment and braces are covered for children and adults.

Subject to the calendar year deductible: $350 per person or $700 in total for Self + One or Self & Family contracts.

Stay in-network for care. Basic Option gives you access to our Preferred provider network that includes 96% of hospitals and 95% of doctors in the U.S.

Medicare works best with our coverage when Medicare Part A and Part B are your primary coverage. That means Medicare pays for your service first, and then we pay our portion. Usually if you're retired, Medicare is primary. If you're still actively working, we're your primary coverage.

HDHPs have higher annual deductibles and out-of-pocket maximum limits than other types of Federal Employees Health Benefits (FEHB) Program plans. With an HDHP, the annual deductible must be met before plan benefits are paid for services other than in-network preventive care services, which are fully covered..

1 Nationally for Federal Employee Health Benefits. ALBANY, N.Y. February 24, 2020 CDPHP is proud to announce the health plan is ranked No.

Consumer-driven plans rank high as cost savers: NALC CDHP, APWU CDHP, and Aetna Direct CDHP. For those who would rather stick with conventional insurance, the GEHA Elevate and Elevate Plus plans, and the Blue Cross Basic and FEP Blue Focus plans, are better buys than the higher-priced options from these companies.

A final cost-saving choice is to bypass Medicare Part B enrollment, and simply enroll in a FEHB plan with good benefits and low premiums such as Aetna Direct, Blue Cross FEP Blue Focus, GEHA Elevate, Kaiser Basic, or most HDHP and CDHP plans and some other HMOs.

The main reason to go standard is if you want to go out of network. Basic is an ironclad PPO. If you don't mind staying in network, basic has much lower premiums, no deductibles, and lower copays on a many prescriptions. Just make sure your doctors are in the plan and you should go basic.