Get Health Coverage & Help Paying Costs - Kynect

Why choose Humana? Trusted by millions of members across the U.S., we provide healthcare insurance for individuals, families, seniors, military, and the self-employed.

What Are the Average Costs of Health Insurance? First, here are the facts: The average monthly cost of health insurance (including employer and employee contributions) for an individual in 2018 was $574 per month and family coverage averaged $1,634.

The Kentucky Medicaid program provides medical assistance to individuals meeting income, resource and technical eligibility requirements. The income limit is $217 and resource limit is $2,000 for an individual. If an individual's income exceeds $217, spenddown eligibility may apply.

You can purchase individual health insurance through the Health Insurance Marketplace. These are plans that meet government requirements per the Affordable Care Act. Learn more about ACA insurance options in Kentucky. Call 1-844-884-0742.

Kentucky residents can expect to pay an average of $209.71 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.

The national average premium in 2020 for single coverage is $448 per month, for family coverage, $1,041 per month, according to our study. A Bronze plan may be right for you if your primary goal is to protect yourself financially from the high cost of a serious illness or injury and still pay a modest premium.

For 2021, the state's exchange will continue to offer individual plans from two health insurance companies (Anthem and CareSource).

Thanks to the exciting new changes in the Affordable Care Act, you and your children may now be eligible to receive Medicaid and KCHIP (Kentucky Children's Health Insurance Program). Medicaid and KCHIP are now much easier to get, and more people will be covered.

Kentucky residents can expect to pay an average of $209.71 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.