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POLICY NUMBER: DWELLING DP 04 22 12 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIMITED FUNGI, WET OR DRY ROT, OR BACTERIA COVERAGE FOR USE WITH ALL FORMS SCHEDULE* These limits.

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Loss of use coverage helps pay for you to live elsewhere while your home is being repaired after a disaster. Sometimes called additional living expenses or Coverage D, it's a standard part of most homeowners and renters policies. Loss of use can cover living expenses such as hotel stays, home rentals and meals.

Usually mold, mildew, fungus or spores will be covered by home insurance if they were the result of a specific problem that was covered by your policy. An example would be water damage from a burst pipe that then leads to mold.

If “fungi”, wet or dry rot, or bacteria results from a covered peril and damages your property, loss caused by such “fungi”, wet or dry rot, or bacteria is covered.

Mold insurance is a coverage often found in homeowners insurance that provides protection against damaging fungi and mold. Typically, it pays to repair damage caused by fungi, mold, wet or dry rot, or bacteria.

Damage caused by flooding is not part of mold coverage on a standard home insurance policy. Mold removal coverage is usually limited, meaning it will only cover up to a certain dollar amount.

Direct loss by a Peril Insured Against resulting from "fungi", wet or dry rot, or "bacteria" is cov- ered. This policy applies to loss or costs which occur during the policy period.

The aggregate "limit" that applies to the Incidental Property Coverage for Fungi, Wet or Dry Rot, or Bacteria is $2,500.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232