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Of Education (ED) is assigned to ED s Default Resolution Group for collection. Defaulted FFEL Program loans that are not owned by ED will be assigned to a guaranty agency for collection. If you are unsure which type(s) of loan(s) you have, check your original loan documents or use the National Student Loan Data System (NSLDS ). Note that information about any private student loan you may have received will not be included in NSLDS. Options for getting your loan out of default include: 1. Loa.

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Related content

MyEdDebt - US Department of Education
Click here to skip main navigation. myeddebt.ed.gov federal student aid. Español. Debt...
Learn more
Loans | University of Houston-Victoria
2:20myeddebt https://myeddebt.ed.gov. This site will provide you with accurate information...
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This myeddebt.ed.gov site is the centralized Web portal for any information and activities related to defaulted federal education debt for the U.S. Department of Education.

Loan forgiveness, cancellation, and discharge are the removal of a borrower's obligation to repay all or a portion of a loan. If you're no longer required to make payments on your loan(s) due to service in a certain type of job (in the nonprofit/public sector), this is generally called forgiveness or cancellation.

If you made voluntary payments during the payment pause and your current loan balance is below the amount of debt relief you'll receive, after you successfully apply for and receive debt relief under the Administration's debt relief plan, we'll automatically refund the amount you paid during the payment pause (only up ...

The Department of Education will notify you when your application is approved, and your loan servicer will update you once your loans are forgiven. Keep an eye out for any correspondence from your servicer via email or mail, and regularly check your loan balance online.

Under Income-Driven Repayment (IDR) Plans, any remaining loan balance is forgiven if a borrower's federal student loans aren't fully repaid at the end of the repayment period (either 20 or 25 years, depending on the type of plan).

Log in to StudentAid.gov using your FSA ID (account username and password) and select "My Aid” under your name. My Aid displays information on all federal loan and grant amounts, outstanding balances, loan statuses, and disbursements. We're here to help. Call, email, or chat with a representative.

The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

In some cases, it might even hurt your score. Borrowers who made student loan payments on time and who get the full amount of their loans forgiven could see a slight bump in their credit scores, ing to Martin Lynch, director of education at Cambridge Credit Counseling.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232