Get Written Answer Consumer Credit Transaction - Nycourts

Completing the Written Answer Consumer Credit Transaction form is essential for responding to a complaint in a consumer credit case. This guide provides clear and structured steps to help users navigate the online completion of this important legal document.

Follow the steps to successfully complete the Written Answer form.

1. Click the ‘Get Form’ button to obtain the form and open it for editing.
2. Begin filling in the 'Index Number' at the top of the form. This information should be found in the initial complaint documents you received.
3. In the 'Defendant' section, write your name precisely as it appears in the complaint.
4. Under 'ANSWER,' select the appropriate boxes that apply to your situation. You may check 'General Denial' if you deny all allegations, or choose specific defenses that pertain to your case.
5. If applicable, respond to the 'SERVICE' section by checking the relevant statements regarding how you received the Summons and Complaint.
6. In the 'DEFENSES' section, choose any relevant defenses that apply to your case, such as disputing the debt or claiming identity theft.
7. If you wish to claim any exemptions, indicate your source of income in the 'OTHER' section to protect it from collection.
8. If you have a counterclaim, fill out the 'COUNTERCLAIM(S)' section, noting the amount and reason for your claim.
9. Complete the 'VERIFICATION' section by stating your county and signing the form. Make sure to have it notarized by a licensed notary or court employee.
10. Review all filled-in information for accuracy before finalizing the form. Ensure that every section is completed as needed.
11. Once satisfied, save your changes and choose whether to download, print, or share the completed form as required.

Now that you have the guide, start completing your Written Answer Consumer Credit Transaction form online today.