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Determining the Maximum Loan Amount on Freddie Mac Relief Refinance MortgagesSM Use this quick reference to review the requirements for mortgage proceeds and steps for determining the maximum loan.

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Fannie Mae loan limit values are increasing in 2023. The new loan limit for most of the country will be $726,200 — an 12.21% increase over the 2022 limit — and is effective for whole loans delivered to Fannie Mae and loans in MBS pools with issue dates on or after Jan. 1, 2023.

The new ceiling loan limit for one-unit properties will be $1,089,300, which is 150 percent of $726,200. Special statutory provisions establish different loan limits for Alaska, Hawaii, Guam, and the U.S. Virgin Islands. In these areas, the baseline loan limit will be $1,089,300 for one-unit properties.

The high-balance conforming loan limit for 2023 in San Diego County is $977,500. The “low-balance” conforming loan limit for 2023 in San Diego County is $726,200.

The high-balance conforming loan limit for 2023 in Los Angeles County is $1,089,300. The “low-balance” conforming loan limit for 2023 in Los Angeles County is $726,200.

So, what exactly are these limits? The baseline conforming loan limit for 2023 is $726,200 – up from $647,200 in 2022.

WASHINGTON, Nov 29 (Reuters) - The U.S. Federal Housing Finance Agency (FHFA) said on Tuesday the conforming loan limit values (CLLs) for mortgages to be acquired by Fannie Mae and Freddie Mac in 2023 for one-unit properties will be $726,200 in most of the country.

For 2023, low-cost county FHA loan limits are capped at $472,030 while high-cost limits are maxed-out at $1,089,300 for one-unit homes. Higher limits are available for two- to four-unit homebuyers.

Baseline conventional loan limits (also known as conforming loan limits) for 2023 increased roughly 12.21%, rising $79,000 to $726,200 for 1-unit properties.

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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232