Get Fidelity Recharacterization

Navigating the Fidelity Recharacterization can be crucial for managing your IRA contributions effectively. This guide will provide you with step-by-step instructions to help ensure that you complete this process accurately and efficiently.

Follow the steps to successfully fill out the form.

1. Press the ‘Get Form’ button to access the Fidelity IRA Request for Recharacterization form and open it in your preferred document editor.
2. In Section 1, fill in your name as the IRA owner and provide your daytime phone number. Ensure all information is accurate to avoid delays.
3. Move to Section 2. Indicate the amount you wish to recharacterize and specify whether it is from your annual contribution, conversion contribution, or a qualified rollover contribution.
4. In Section 2A, select the type of Fidelity IRA from which you are recharacterizing contributions (the First IRA) and the type to which you are recharacterizing these contributions (the Second IRA). Choose from the provided options.
5. For Section 2B, specify the exact amount of the contribution you are recharacterizing and include the tax year as well as the date of the original contribution.
6. In Section 2C, input the account numbers for both the First IRA and the Second IRA to ensure proper processing.
7. If applicable, complete Section 2D for a partial recharacterization by specifying the amount you wish to recharacterize if it is less than the total.
8. In Section 2E, follow the provided hierarchy for recharacterizing assets or indicate a specific order if you have preferences.
9. Finally, in Section 3, be sure to sign and date the form. Without your signature, the recharacterization will not be processed.

Start your recharacterization process online today by following these guidelines.