Get Petpals Direct Claim Form

You have 12 months from the point of the illness or injury taking place in which to submit a claim, this will be based on the start date of the treatment.

As you can see from our list of waiting periods, you will usually have to wait around 14 days before you can claim on a pet insurance policy for an illness. At Bought By Many we decided to remove the 14-day waiting period for pet owners who choose to switch insurance providers.

You should make a claim as soon as your pet has an accident or is diagnosed with an illness, or within 90 days of paying the vet fees for a condition your pet is suffering from. ... If the claim involves treatment for an accident or illness, your vet should be able to tell you this.

Start a claim. Log into your account online or with the Petplan app and fill out our one page claim form. Tell us what happened. Upload supporting documents and your claim will be reviewed by one of our licensed adjusters. Process & get paid.

To get an idea of whether you will be covered for a particular treatment it is best to speak to our claims service team on 0330 102 6735.

Will my pet insurance costs go up if I make a claim? More than likely, yes. Your insurance provider may take the view that if you've made one claim, you're more likely to make another bumping up your premiums as a result. The same is true if you've had to claim for accidents or for losing your pet.

You have 12 months from the point of the illness or injury taking place in which to submit a claim, this will be based on the start date of the treatment.

There aren't any insurance companies that offer immediate coverage, even if your dog or cat is a few weeks old. ... For example, ASPCA and Pet First have zero waiting period for accidents while Embrace's pet insurance waiting period is only 48 hours in many states for accidents.

The amount of reimbursement you receive is based on two policy specifications: the percentage of reimbursement and the deductible. Most pet insurance providers will let you choose these specifications at the time of enrollment. ... Reimbursement ranges from 70% to 90% of the total veterinary bill (or a 30% or 10% co-pay.)

All pet insurance companies have waiting periods. While you can shop for a policy with a shorter waiting period, it's best to choose a plan that offers the best coverage and value.