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The alternate employer endorsement is used when the policyholder (named insured) has agreed to provide workers' compensation and employers' liability coverage for claims made by their employee against a "special" or "temporary" employer (called the alternate employer for the purpose of this endorsement).

The blanket waiver of subrogation gives the insured (you) the right to waive subrogation when required by contract — avoiding the hassle of asking for it each time you enter into a contract. In some types of business operations, the blanket waiver of subrogation is commonly requested and reciprocal.

As a mutual insurance company, Texas Mutual is solely owned by its policyholders. Good faith stewardship of policyholder assets is, therefore, central to our mission.

Example of an Alternate Employer Endorsement To protect itself from lawsuits, the delivery company asks the agency to insure it as an alternate employer under the agency's workers' compensation policy. Several weeks into the job, the temp employee drops a package on their foot and requires medical care.

A signature is an endorsement. For example, when an employer issues a payroll check, it authorizes or endorses the transfer of money from the business account to the employee. The act of signing the check is considered an endorsement, which serves as proof of the payer's intent to transfer funds to the payee.

Code 8742 applies to salespersons, collectors or messengers performing duties away from the employer's premises. This classification does not include salespersons, who as a regular part of their duties, handle or display actual merchandise sold by the employer.

Scheduled and Blanket Waivers of Subrogation There are two different versions of a waiver endorsement that an insurance carrier can offer a policy to provide this coverage. They are as follows: Scheduled Waiver of Subrogation. Blanket Waiver of Subrogation.

If you opt in the network, that means your employees must see a network provider if they are injured on the job. If employers choose the out-of-network option, your injured employees can seek treatment from the WorkWell, TX network or any doctor who will treat them under the Texas Workers' Compensation rules.