Uniform Mitigation Verification Inspection Form Maintain a copy of this form and any documentation provided with the insurance policy Inspection Date: Owner Information Owner Name: Address: City:.
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How to use or fill out the Uniform Mitigation Verification Inspection Form (OIR-B1-1802) online
The Uniform Mitigation Verification Inspection Form (OIR-B1-1802) is essential for verifying compliance with mitigation standards that may affect insurance premiums for homeowners in Florida. This guide provides comprehensive steps to accurately complete the form online, ensuring a smooth submission process.
Follow the steps to effectively complete the form online.
- Click ‘Get Form’ button to obtain the form and open it in the editor.
- Fill in the inspection date, owner information, including name, address, county, and insurance company. Be sure to include the year of home construction and the policy number.
- For the building code section, indicate whether the structure complies with the relevant Florida Building Codes and provide the year built along with the necessary permit application dates.
- In the roof covering section, select all applicable roof covering types and provide the necessary documentation like permit application dates or product approval numbers.
- Specify the weakest form of roof deck attachment based on instructions provided, ensuring to mark appropriate options A through G.
- Identify the weakest roof to wall attachment following the specific definitions and categories listed in the form, selecting the relevant option.
- Categorize the roof geometry by selecting either hip roof or flat roof and provide details as requested.
- Complete the secondary water resistance section by indicating if SWR is present or not.
- Determine the weakest form of opening protection and follow the guidelines to provide responses for all opening types listed.
- Fill in the section for the qualified inspector's details, ensuring all signatures and required information are provided for verification.
- Finally, save your changes, then download, print, or share the completed form as needed.
Complete your documentation online to ensure timely processing and potential insurance benefits.
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How do I get a copy of my wind mitigation report?
Your inspector or inspection company will provide you with a copy of the completed inspection report. You should send this report to your agent, who will submit it to Citizens. Citizens will review your inspection results and apply any appropriate mitigation discounts to your policy.
Which of the following properties should use the OIR b1 1802 form for mitigation credits?
This form is used for the following residential properties: Residential units located in buildings with more than 3 stories (including apartments and condominiums) Commercial residential buildings with more than 3 stories.
Does a wind mitigation inspection save on insurance?
Homeowners Insurance Savings Tip Wind Mitigation Credits. ... When applied towards your windstorm premium, wind mitigation credits can greatly reduce your overall policy premium potentially saving you hundreds of dollars. When you do the math, the credits more than pay for the cost of your inspection.
What are wind mitigation credits?
The State of Florida requires insurance companies to offer discounts for protecting your home against damage caused by windstorms. These discounts are known as Wind Mitigation Credits and are offered after a certified inspection is done to your home. ... Your insurance premiums can only go down, not up.
What is mitigation report?
A wind mitigation report informs the insurance company of a home's construction in order to determine its stability in the event of strong winds. A homeowner with windstorm insurance can often submit the results of this report to their insurer and obtain discounts on their windstorm insurance.
What is a Uniform Mitigation Verification Inspection Form?
What is the OIR-B1-1802 Uniform Mitigation Verification Inspection form? ... The OIR-B1-1802 is a standardized form produced by the Office of Insurance Regulation (OIR) for the purpose of verifying mitigation features of a structure that help reduce the possibility of damage to the building during high wind conditions.
Should I get a wind mitigation inspection?
By far, the most popular reason for getting a wind mitigation inspection is to save money on your insurance premiums! Legally, your carrier must provide you with insurance discounts for a passing grade. The more wind-resistant features your roof has, the deeper your discount.
How much does wind mitigation save on insurance?
A wind mitigation report will cost, on average, $75.00. However, with minimal wind mitigation features in place, the inspection will pay for itself in the first year. Credits can go up to the maximum savings of 88% off the hurricane/wind premium.
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