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DEPARTMENT OF STATE BUREAU OF DEPARTMENT SERVICES CERTIFICATES OF NO-FAULT SELF-INSURANCE (By authority conferred on the secretary of state by sections 204 and 501 of Act No. 300 of the Public Acts.

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NO-FAULT INSURANCE is required by law in Michigan. Every owner of a car must buy certain basic coverages in order to get license plates.

Michigan law requires you to have no-fault automobile insurance on your car. If you have an accident, this required insurance pays for injuries to people and for damages your car does to other people's property and to properly parked cars. IT DOES NOT PAY FOR ANY OTHER DAMAGE TO CARS.

Yes, Michigan is still a no-fault state in 2022. The Michigan no-fault law changed initially in July of 2020 and again in July of 2021.

A 2019 law ushering in major changes to Michigan's insurance policies gave drivers the option to choose coverage levels. The reform was intended to lower the state's highest-in-the-nation auto insurance costs, and decreased average premiums to $2,639 in 2021 from $3,096 in 2019.

The law allows residents and motorists to "display[] an electronic copy of his or her certificate of insurance upon request." The law prohibits the police officer from looking at other apps or information on the person's smartphone, although the officer may be permitted to take the phone to a safer location to verify ...

Driving without insurance is punishable as a misdemeanor with a fine of up to $500 and up to one year in jail. The court may also order your license suspended for 30 days or until you are able to provide proof of valid insurance.

Michigan No-Fault Insurance Reform Effective July 2020 Under the current law, drivers are required to carry unlimited medical coverage to pay for any expenses if they are injured in an auto accident. The new law now allows drivers to choose their level of medical coverage.

The MCCA has already announced that as a direct result of the new law, it is lowering its per vehicle assessment starting July 2, 2020, which will save Michigan drivers at least $120 per car. Drivers choosing less than unlimited PIP medical will not pay any assessment to the MCCA.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Content Takedown Policy
Bug Bounty Program
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232