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Blanket Additional Insured CG 20 33 Written Contract or Agreement is Required. Sherman Roofing Company is a longtime customer of Jim's agency, The O'Leary Agency. ... At Sherman's request, a certificate of insurance was issued by The O'Leary Agency that included the homeowner as an additional insured.

Standard CGL policies apply only to a named insured's ongoing operations, which provides coverage to themselves and their additional insureds for property damage and injury as work is actively underway on a project. Completed operations extends coverage beyond a contract or project's conclusion.

What Is Completed Operations Insurance? Completed operations insurance covers a contractor's liability for property damage or injuries to a third party once contracted operations cease. Construction products and the manufacturing of consumer goods and medicines will usually carry completed operations insurance.

Standard CGL policies apply only to a named insured's ongoing operations, which provides coverage to themselves and their additional insureds for property damage and injury as work is actively underway on a project. Completed operations extends coverage beyond a contract or project's conclusion.

CG2037 4/13 This endorsement contains the same limitations and conditions as the CG2010 EXCEPT that this endorsement insures the additional insured for completed operations of the contractor and not ongoing operations. This endorsement supplements the CG2010.

An additional named insured will have the same rights as a Named Insured but typically won't be responsible for the premium. They will however be entitled to notice of policy changes and cancellations and will have the same coverage as the Named Insureds but share the policy limits.

Ongoing Operations work or other business activity that has not been completed or abandoned.

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. SCHEDULE Name of Person or Organization: (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.)

The intent of an additional insured endorsement is to change the 'Who Is An Insured' section of an insurance policy to extend coverage to the additional insured for the negligent acts or omissions of the vendor or those acting on the vendor's behalf.

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. ... WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule, but only with respect to liability arising out of "your work" for that insured by or for you.