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DITOR) ("Lender," "us" or "our") PROPERTY ADDRESS NOTICE You are not required to complete this agreement merely because you have received these disclosures or have signed a loan application. If you obtain this loan, the Lender will have a mortgage on your home. YOU COULD LOSE YOUR HOME AND ANY MONEY YOU HAVE PUT INTO IT, IF YOU DO NOT MEET YOUR OBLIGATIONS UNDER THE LOAN. You are borrowing $ (optional credit insurance The annual percentage rate on your loan will be is is not included in th.

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