Get Fidelity 401k Excess Contribution

Filing the Fidelity 401k Excess Contribution form is an important process for users who have exceeded their contribution limits in workplace retirement plans. This guide provides step-by-step instructions to help users accurately complete the form and ensure compliance with IRS regulations.

Follow the steps to fill out the Fidelity 401k Excess Contribution form online.

1. Press the ‘Get Form’ button to obtain the Fidelity 401k Excess Contribution form and open it in your PDF editor.
2. In Section 1, provide your personal information including your name, email address, Social Security or Taxpayer ID number, and your daytime and evening phone numbers.
3. In Section 2, fill in the plan number and the name of your plan sponsor. To find this information, you can call the plan sponsor or visit the associated website.
4. In Section 3, select the type of ROE you are requesting. Either choose ‘402(g) Excess Deferral’ or ‘Rollover Correction’. Complete the corresponding fields, indicating the excess amount and year of excess contributions. Make sure to attach necessary documents such as W-2 forms or the original letter from your former employer as required.
5. Proceed to Section 4 where you will indicate any federal and state tax withholding preferences. If you wish not to withhold tax, select the appropriate options. Note the importance of understanding how taxes might affect your total distribution.
6. In Section 5, the account owner or participant must sign and date the form, certifying that all provided information is correct and authorizing Fidelity to act on the instructions.
7. If required, have the plan sponsor complete Section 6 to confirm approval for your ROE request. They must sign and date this section.
8. Finally, review the form to ensure that all necessary fields are completed, required signatures are obtained, and attach any required documents. Save changes, download, or print the form for submission.

Complete the necessary forms online to manage your Fidelity 401k account efficiently.