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The most common additional insured endorsement for contractors is the CG 20 10. ... ' The your work refers to the work of the named insured that is, the contractor. Your work includes the contractor's ongoing operations and completed operations.

CG2037 4/13 This endorsement contains the same limitations and conditions as the CG2010 EXCEPT that this endorsement insures the additional insured for completed operations of the contractor and not ongoing operations. This endorsement supplements the CG2010.

Standard CGL policies apply only to a named insured's ongoing operations, which provides coverage to themselves and their additional insureds for property damage and injury as work is actively underway on a project. Completed operations extends coverage beyond a contract or project's conclusion.

CG2033 4/13 This additional insured endorsement is a blanket additional insured endorsement and has the following limitations and conditions: The additional insured (e.g. project owner, general contractor) is not insured for their sole negligence. ... Coverage for the additional insured is for ongoing operations ONLY.

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. SCHEDULE Name of Person or Organization: (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.)

Blanket Additional Insured CG 20 33 Written Contract or Agreement is Required. Sherman Roofing Company is a longtime customer of Jim's agency, The O'Leary Agency. ... At Sherman's request, a certificate of insurance was issued by The O'Leary Agency that included the homeowner as an additional insured.

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. ... WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule, but only with respect to liability arising out of "your work" for that insured by or for you.