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Apply for Home Finance. No Deposit Required. First National Bank a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20). Home Finance Individual and Joint.

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How to fill out the Smart Bond Application Form online

Filling out the Smart Bond Application Form online is a crucial step in your home financing journey. This guide provides a comprehensive walkthrough, ensuring that you understand each section and field of the form to submit your application efficiently.

Follow the steps to complete your Smart Bond Application Form online.

  1. Click ‘Get Form’ button to obtain the Smart Bond Application Form and open it in an electronic editor.
  2. Select the 'Application Type' by indicating whether you are applying for a New Bond, Switch Bond, Unbonded Property, iHome, Building Loan, Further Loan, Re-Advance, Substitution of Debts, Future Choice, Article 45, or Flexi Bond.
  3. Enter your personal details in the 'Personal Details' section. Fill in your title, first names, surname, ID number, country of birth, marital status, number of dependants, preferred language, and preferred communication method.
  4. Provide employer details by listing the name of your current employer, employee number, current position, employment status, and the duration of your employment. Include your employer’s address and contact number.
  5. In the 'Property Details' section, specify the type of property you are applying for. Fill in the erf or stand number, the street address, town, suburb, province, and the contact details of the registering and transferring bond attorneys.
  6. Enter the banking details, indicating whether you are an existing client of the First National Bank and provide the relevant bank and account information.
  7. Detail the income and expenditure by filling out the income statements for both the applicant and the co-applicant, listing gross income, allowances, and expenses.
  8. Review the disclaimer, consents, and declaration section. Ensure that you understand and agree with all conditions regarding valuation and credit records before proceeding.
  9. Confirm your personal information and grant marketing consent as requested. Indicate how you prefer to be communicated to by the lender.
  10. Finally, review all the sections for accuracy, save your changes, and then proceed to download, print, or share the fully completed form.

Start filling out your Smart Bond Application Form online today to take the next step towards your home financing.

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