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Yes, one can apply for both schemes. If one opts for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and if death happens through natural or accident till subscriber is 55 years of age nominee will get Rs. ... If one enrolls for Pradhan Mantri Suraksha Bima Yojana (PMSBY) and death happens due to accident then Rs.
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