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BUSINESS INCOME & EXTRA EXPENSE WORKSHEET COLLEGES AND SCHOOLS (Not Public Schools) Insured 's Name: Type of College or School: Location(s) Covered: Agent / Broker: PLEASE REFER TO THE NOTES AT.

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Most policies will cover business interruption as a result of: damage caused to your premises or equipment by fire, storm or flooding. the breakdown of essential equipment.

Gross Profit is defined as the amount by which the sum of - a) the turnover and the amount of the closing stock shall exceed b) the sum of the opening stock and the amount of the Specified (uninsured) Working Expenses.

BI = T x Q x V where: BI = business interruption and: T = the number of time units (hours, days) operations are shut down Q = the quantity of goods normally produced, or sold, per unit of time used in T V = the value of each unit of production, usually expressed in profit.

One way to calculate loss revenue from a business interruption is to determine the difference in sales and then subtracting the expenses saved as a result of not having the sales. In other words, determine projected sales, subtract actual sales, and then subtract expenses saved as a result of not having those sales.

Calculate the expected gross profits of the business over the indemnity period. This equals expected gross revenues minus expected changes in inventory values, business material use and freight costs.

The starting point for calculating BI values is revenues for the most recently completed twelve month financial period. Most worksheets take a top-down or deductive approach to calculating this value: annual net sales plus other earnings from business operations minus certain non- continuing expenses.

Business interruption: While commercial property pays for actual physical damages or losses, BI covers lost net income due to the closure of the business while repairs are underway. These policies may cover rent or lease payments, relocation costs, employee wages, taxes, and loan payments.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232