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  • Multistate Adjustable Rate Note - Arm 5-2 (form 3502). Single-family - Fannie Maefreddie Mac

Get Multistate Adjustable Rate Note - Arm 5-2 (form 3502). Single-family - Fannie Maefreddie Mac

ADJUSTABLE RATE NOTE (1 Year Treasury Index Rate Caps) THIS NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN MY INTEREST RATE AND MY MONTHLY PAYMENT. THIS NOTE LIMITS THE AMOUNT MY INTEREST RATE CAN.

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How to fill out the Multistate Adjustable Rate Note - ARM 5-2 (form 3502). Single-Family - Fannie Mae/Freddie Mac online

This guide provides clear and user-friendly instructions on filling out the Multistate Adjustable Rate Note - ARM 5-2 (form 3502) for single-family loans under Fannie Mae and Freddie Mac. Follow the outlined steps to ensure accurate completion of this important financial document.

Follow the steps to accurately complete the Multistate Adjustable Rate Note online.

  1. Press the ‘Get Form’ button to obtain the Multistate Adjustable Rate Note and open it in your preferred document editor.
  2. Enter the date in the format 'Month, Day, Year' at the top of the form. This marks the start of the agreement.
  3. In Section 1, state the amount of the loan you are borrowing as the ‘Principal’. Enter the correct dollar amount.
  4. In Section 2, input the annual interest rate you will be paying on the principal. Ensure this rate is in percentage format.
  5. Complete Section 4 by detailing the 'Change Dates', which is when your interest rate is scheduled to be reassessed.
  6. In the subsequent sections, fill in your prepayment rights, any loan charges, and stipulations around failure to pay.
  7. Once completed, you can save changes, download the document, print, or share it as required for further processing.

Take action and fill out your Multistate Adjustable Rate Note online today.

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Conforming loans are mortgages that meet Fannie Mae and Freddie Mac guidelines. Conforming lenders underwrite and fund the loans and then sell them to investors like Fannie Mae and Freddie Mac. Once securitized, the loans are sold to investors on the open markets.

Loan Programs Fannie Mae offers the HomeReady loan, in which applicants cannot make more than 80% of the area's median income. On the other hand, Freddie Mac offers the Home Possible loan which requires that applicants cannot make more than the area's average income.

Fannie Mae and Freddie Mac Requirements Fannie Mae and Freddie Mac have similar qualification requirements, which include: Debt-to-income (DTI) ratio as high as 43% or 50% in some cases. Credit score of at least 640 or 620 in some cases. Down payment as low as 3%

All approved sellers/servicers must have and maintain a Lender Adjusted Net Worth of at least $2.5 million, plus a dollar amount that represents 0.25% of the UPB of the seller/servicer's total portfolio of 1-4 unit residential loans serviced.

They loaded up on subprime, interest-only, or negative amortization mortgages—loans more typical of banks and unregulated mortgage brokers. Fannie and Freddie made things worse by their use of derivatives to hedge the interest-rate risk of their portfolios.

The primary difference between Freddie Mac and Fannie Mae is where they source their mortgages from. Fannie Mae buys mortgages from larger, commercial banks, while Freddie Mac buys them from much smaller banks.

Who Files Form 3200? Form 3200 is the Multistate Fixed Rate Note. It must be completed by the borrower who confirms that the loan was received and that the interest and the principal amount will be paid to the lender ing to the agreement.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Privacy Notice
Legal Hub
Content Takedown Policy
Bug Bounty Program
About Us
Blog
Affiliates
Contact Us
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate WorkFlow
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232