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  • Ontario Application For Automobile Insurance Driver's Form (oaf 2)

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Mar 1, 2015 ... FSCO (1231E.1). O.A.F.2. Page 1 of 4. Ontario. Application for. Automobile. Insurance. Driver's Form (O.A.F. 2). This is your Application for .

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Ontario law requires that all motorists have auto insurance. Fines for vehicle owners, lessees, and drivers who do not carry valid auto insurance can range from $5,000 to $50,000. If you are found driving without valid auto insurance, you can have your driver's licence suspended and your vehicle impounded.

Driving someone else's car in Ontario As long as the car owner has given permission, you are not listed as an excluded driver on their policy, and you hold a valid driver's licence, you should be covered if an incident occurs and need to file a claim.

In Ontario, every vehicle that's on the road needs to be insured in order to legally drive. So, you need insurance to drive your parents' car – or anyone else's vehicle for that matter. However, the fine print is that you may still be covered to drive occasionally without having to purchase your own insurance.

Am I liable if someone borrows my car and gets into an auto accident? In Ontario, you will not be criminally liable for an auto accident caused by another driver under the Highway Traffic Act. However, the owner of the vehicle will likely be held liable when it comes to insurance claims.

Car insurance in Ontario allows others to drive your vehicle. The person driving your car must have your permission along with a valid licence. They must also be using your car legally (not for stunt driving, for example). Sharing your car means you're also sharing your insurance.

Either way, in order to buy car insurance, you must have a valid driver's license. Under Ontario's graduated licencing program, you can purchase insurance with a G1 or G2 license, but your relative lack of driving experience might mean higher premiums than if you have a G license.

Under Ontario Law, Auto Insurance Follows The Car It is you the car owner's auto insurance policy that will cover the cost of any liability while another person is driving your car.

Before we jump in, it's important to remember that it's illegal to drive without insurance whether the car you're driving is yours, or it's borrowed. In Canada, it's the law that you must drive with a valid insurance policy to protect you, as well as everyone around you.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232