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  • Hv-3 (10-06): Dwelling Form

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0000 abc efgh ijkl Homeowners Policy Booklet from Travelers HIGH VALUE HOMEOWNERS - DWELLING FORM HV-3 (10-06) . YOUR HIGH VALUE HOMEOWNERS POLICY QUICK REFERENCE DECLARATIONS PAGE Your Name Location.

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What's the difference between HO3 and HO6? The main difference between an HO3 policy for a single-family home and an HO6 condo insurance policy is that while an HO3 covers the physical structure of your home itself, an HO6 policy only covers what's inside the walls of your condo.

An HO3 policy is insurance lingo for a basic homeowners insurance policy. It's essentially just a contract between you and your insurer. You agree to pay a monthly fee (your premium) and in return, they can have your back when things don't go your way.

HO-3 policies insure traditional single-family homes, while HO-6 policies insure condos and some townhouses. Buying an HO-3 policy is typically more expensive because it covers the entire house plus other structures, like fences, pools and detached garages.

The Homeowners Policy Special Form 3 (HO 3) is part of the Insurance Services Office, Inc. (ISO), homeowners forms portfolio. The HO 3 insures the described owner-occupied dwelling, private structures in connection with the dwelling, unscheduled personal property on and away from the premises, and loss of use.

HO-3 insurance includes all of the standard home insurance coverage types, including dwelling, personal property, other structures, liability, medical payments and additional living expenses coverage.

An HO-6 policy covers the interior walls, carpets, countertops, plumbing, cabinets and personal property/contents of your home as well as offers liability protection. An HO-3 policy covers all of the above, plus the roof, frame, foundation, exterior walls, floor, fixtures, property and outbuildings.

What is condo insurance? Sometimes referred to as “HO6 insurance,” condo insurance can cover liability claims, damage to your condo unit and belongings, and additional living expenses if you're unable to stay in your residence due to a covered incident.

HO-3 insurance includes all of the standard home insurance coverage types, including dwelling, personal property, other structures, liability, medical payments and additional living expenses coverage.

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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232