COOK COUNTY ASSESSOR S OFFICE JAMES M. HOULIHAN, ASSESSOR 118 N ORTH C LARK S TREET , C HICAGO , IL 60602 P HONE : 312.443.7550 W EBSITE : WWW . COOKCOUNTYASSESSOR . COM OCCUPANCY AFFIDAVIT Affiant.
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How to fill out the Occupancy Affidavit online
Completing the occupancy affidavit online is a straightforward process that ensures you provide necessary information regarding property occupancy. This guide will walk you through each section of the affidavit to help you successfully fill out the form.
Follow the steps to complete your occupancy affidavit online
- Press the ‘Get Form’ button to access the occupancy affidavit form and open it in the editor.
- Begin by entering the affiant's name in the designated space. This is the person providing the affidavit.
- Next, fill in the address where the property is located. Be sure to include the city, state, and zip code for accurate identification.
- Provide a phone number where the affiant can be reached. This is essential for any follow-up or verification needed.
- In the section labeled 'Relationship to owner of property,' specify the connection to the property owner. This can include options like neighbor, roommate, relative, or friend.
- State the name of the property owner in the provided space. This should be the same name that is recognized as the owner of the property.
- Next, enter the complete property address, including the city, state, and zip code. This information should match the official records associated with the property.
- Identify the property index number(s) associated with the property. If you do not have this information readily available, it may be found in property tax documents or local property records.
- Indicate the period during which the property was occupied by the owner by filling in the start and end dates.
- Finally, the affiant must sign the document. Ensure that the signature is clear and reflects the name entered in the form. A notary public will need to witness the signing.
- Once all sections have been completed, review the form for accuracy. After confirming the information is correct, you can save the changes, download a copy, print the form, or share it as needed.
Complete your occupancy affidavit online today and ensure your property documentation is in order.
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Get answers to your most pressing questions about US Legal Forms API.
Do mortgage companies check for occupancy?
A mortgage broker will not check a borrower's occupancy at an investment property.
What qualifies as owner occupied?
Generally, for a property to be owner-occupied, the owner must move into the residence within 60 days of closing and live there for at least one year. Buyers purchasing property in the name of a trust, as a vacation or second home, or as the part-time home or for a child or relative do not qualify as owner-occupants.
Why would a bank do an occupancy check?
The first thing an REO owner usually does after a foreclosure is assign an agent to perform an occupancy check. It is a heart wrenching assignment. The agent is not there to throw anyone out or threaten anyone. The purpose of the visit is to determine if the house is vacant or if someone is living there.
Do banks verify owner occupancy?
Verification. Lenders usually stipulate that homeowners have 30 days after closing to occupy a primary residence. To verify the person moving in is actually the owner, the lender may call the house and ask to speak to the homeowner.
What is signature affidavit?
The person can enter into a contract using the signature provided. ... It is similar to providing a signature card when open a bank account. The purpose of the Signature Affidavit is to provide a sample signature that can be used to establish if the borrower signed a document or not.
Does FHA verify occupancy?
How the FHA Confirms Owner Occupancy. You might wonder how the FHA even knows if you live in the property full-time or not. It all starts with the loan application. When you apply for the loan, you confirm on it that you intend to live in the home full-time.
What is an occupancy statement?
An Occupancy Affidavit is a document that is used to confirm a property being financed will serve as a homeowner's principal residence. The Occupancy Affidavit is a written promise from the homeowner that they intend to occupy the property.
What is an occupancy rider?
The Owner-Occupancy Rider, when attached to a trust deed, incorporates the owner-occupancy requirement as additional terms to the trust deed. This offers any lender or carryback seller the security of knowing the buyer will occupy the property, thus reducing the risk of default.
Why would a mortgage company verify occupancy?
Mortgage companies hire these professionals to verify that you and your family haven't left your home. If the inspector determines that you are still living in the home, he will contact your mortgage lender with this information.
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