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Motor Vehicle Insurance (Financial Responsibility) Missouri motor vehicle owners are required to show proof of insurance when registering a vehicle and renewing their license plates. Liability insurance covers your legal liability when injuries or property damage happen as a result of your actions.

Missouri's Motor Vehicle Financial Responsibility Law mandates all drivers to carry auto insurance with the stated minimum coverage limits of $25,000/$50,000/$25,000 for liability and $25,000/$50,000 for uninsured motorist.

Missouri law requires motor vehicle service contracts to explain exactly how the repair and reimbursement process works, including what repairs are covered and any deductibles that apply. You can get a full refund within 20 business days from the time the contract is issued or mailed.

Missouri Insurance License Application The fee for an online application is $100, and NIPR will charge a $5 transaction fee for a total of $105. You must wait 24-48 hours after passing the exam to fill out the application. This will allow the system to offer you the correct lines of authority to apply for.

Before an individual may be licensed as a title agent, the applicant must first take and pass the Missouri Title Agent Examination, approved by the director, testing both the individual's knowledge regarding title services, title insurance, real estate closings, and title insurance statutes and regulations.

Furthermore, no person shall operate a motor vehicle owned by another with the knowledge that the owner has not maintained financial responsibility unless such person has financial responsibility which covers the person's operation of the other's vehicle; however, no owner or nonresident shall be in violation of this ...

This law requires owners and drivers of vehicles to show proof of financial responsibility for any damage or injury they cause in a traffic accident, up to certain minimum required amounts.

Missouri's Motor Vehicle Financial Responsibility Law mandates all drivers to carry auto insurance with the stated minimum coverage limits of $25,000/$50,000/$25,000 for liability and $25,000/$50,000 for uninsured motorist.