Yes, various medical tests are covered under the family mediclaim policy. These tests include blood tests, stool tests, CT scans, X-rays, sonography, MRI, and so on. However, a proper prescription is required and the test must be a part of the treatment of an ailment mentioned in your health insurance policy.

With ICICI Lombard's 'Outpatient Treatment Cover', you will be reimbursed for the medical expenses incurred by you as an outpatient subject to the annual sum insured.

Health insurance plans that offer OPD cover assist the insured to claim expenses other than that incurred during hospitalization. The term OPD refers to expenses incurred for a visit to a clinic or a hospital or an associated facility for diagnosis and treatment based on the advice of a medical practitioner.

OPD cover enables policyholders to claim for expenses incurred, without being hospitalized. These policies also cover the cost of medicines, with diagnostics or minor procedures. Unlike policies that pay claims based on hospitalization, the sum insured under OPD cover is determined based on the age of the insured.

There are health plans in the market that cover both hospitalization and OPD treatment costs on a cashless basis in the network hospitals and clinics. There is even coverage for pharmacy bills, diagnostic tests, outpatient dental treatment, contact lenses, spectacles and health checkups.

OPD or Outpatient Department is a section of a hospital, or a clinic where a patient can avail medical services without getting admitted in the hospital. The medical services include doctor's consultations, diagnosis of ailments, minor medical procedures, follow-up visits after discharge from hospital, pharmacy, etc.

Health Insurance plans that offer OPD cover assists the insured to claim expenses other than that incurred during hospitalization. ... Regular health insurance policies determine claims and sum assured based on 24 hours hospitalization. Under the OPD Cover, the sum assured is based on the age of the insured.

OPD or Outpatient Department treatment refers treatments and diagnosis done on advice of a medical practitioner or doctor, by simply visiting their clinic or even a doctor's consultation room at a multispecialty hospital. The important thing to note here is that OPD treatments DO NOT require hospitalization.

Contact our toll free number 1800 2666 and get your claim number / reference number or alternatively send SMS as CLAIM to 575758 and you will receive call from call center representative. Our Customer Service Manager (CSM) will contact you within 24 hours of registering the claim.