Get Sdcera Direct Deposit Forms

You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or by visiting your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply.

When you die, any of your contributions and interest that SDCERA has on deposit will be paid in a lump sum to your estate or your beneficiary. Your beneficiary will also get a one-time, $3,500 payment. With Option 1, your beneficiary will not receive a monthly survivor continuance.

Pension Benefit Your service retirement benefit is based on a formula which includes: Age-Based Retirement Factor, determined by age at retirement; Service Credit; Final Compensation, based on your highest one-year period of pensionable salary; and.

A one-time lump-sum death payment of $255 can be paid to the surviving spouse if they were living with the deceased. If living apart and they were receiving certain Social Security benefits on the deceased's record, they may be eligible for the lump-sum death payment.

The San Diego County Employees Retirement Association (SDCERA) provides a defined benefit pension plan. You will automatically become a member and contribute each paycheck.

The San Diego City Employees' Retirement System (SDCERS) invests, manages and administers the $3.27 billion retirement pension plans for general members, safety members and legislative officers of the City of San Diego.

Each January, SDCERA mails IRS Form 1099-R to retirees and any other benefit recipient. Form 1099-R contains detailed information regarding retirement income from the prior year necessary to complete annual federal and state income tax returns. You can view your latest 1099 in the SDCERA Member Portal.

Age 55. 5 years of service credit. 10 years of eligibility time.

Upon death of the retiree, their designated beneficiary will receive a lifetime monthly benefit equal to 50% of the retiree's reduced monthly pension benefit.