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  • Florida Uninsured Motorists Coverage/selection/rejection Form

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American Bankers Insurance Company of Florida A STOCK INSURANCE COMPANY 11222 Quail Roost Drive, Miami, FL 33157-6596 (305) 253-2244 ANTIQUE AND MODIFIED CLASSIC VEHICLE FLORIDA UNINSURED MOTORISTS.

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Related content

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Unstacked insurance means that your UM and UIM coverage limits for multiple vehicles are not combined. Premiums for unstacked insurance may be lower than premiums for stacked coverage. That's because stacking coverage increases the overall limit, or the amount that your insurer might have to pay toward a covered claim.

If you get in an accident caused by a driver without insurance, the uninsured motorist policy will go into action. The UM policy replaces the liability coverage the driver should've had and gives you coverage for your costs, up to the policy's limits.

Uninsured/underinsured coverage protects individuals injured in accidents caused by motorists who do not have or who have very little auto insurance, we recommend to have this coverage. ... In Florida, drivers are not required to purchase the insurance that protects them from liability when they hurt someone else.

Simply put, uninsured motorist coverage protects a policyholder who is in an auto accident with an at-fault driver who does not carry liability insurance whatsoever. ... While not required, Florida law mandates that insurance companies selling auto insurance in the state must offer uninsured or underinsured coverage.

Since car insurance can be expensive, many drivers only buy the minimum coverage required by state laws. Your costs might not be covered by another driver's policy. ... But underinsured motorist coverage (UIM) protects you when you're in an accident that's not caused by you.

YOU ARE ELECTING NOT TO PURCHASE CERTAIN VALUABLE COVERAGE WHICH PROTECTS YOU AND YOUR FAMILY OR YOU ARE PURCHASING UNINSURED MOTORIST LIMITS LESS THAN YOUR BODILY INJURY LIABILITY LIMITS WHEN YOU SIGN THIS FORM.

Florida does not require motorists to carry bodily injury insurance or uninsured/underinsured motorist insurance. ... The majority of states require drivers to carry some type of bodily injury liability insurance in case they cause an accident with serious injuries and they are sued by other injured parties.

Twenty two jurisdictions require uninsured motorist coverage (UM): Connecticut, District of Columbia, Illinois, Kansas, Maine, Maryland, Massachusetts, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Oregon, South Carolina, South Dakota, Vermont, Virginia, West Virginia ...

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© Copyright 1997-2025
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3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232