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In 90 days from the date of accident. Policies With Excess Coverage Eligible covered expenses will be paid only if they are in excess of other valid and collectible insurance or medical payment plan. If the claimant is covered by any other health insurance or medical payment plan they must fi rst submit claim to the primary insurance. After the primary insurance has paid benefits, then submit this claim form along with all EOB s (explanation of benefits) from the primary insurance. Policies W.

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