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CIC Insurance Brokers 8225 FM 707 S Abilene, TX 79602 325-673-8000 Contact: Phil Hagan Crump Dallas Email: Phil.S.Hagan crumpins.com Phone: 800-522-7868 Fax: 214-691-5460 Crump Hired/Non-Owned Automobile.

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Hired automobile refers to rented vehicles or car services, such as a taxi or limousine. Non-owned automobile refers to a vehicle that is not owned or registered to the business, such as an employee's car used for business-related travel.

Unlike liability coverage, physical damage coverage on hired autos is covered on a primary basis. If a vehicle you hire is damaged in an accident, the rental agency will be unable to rent the vehicle to anyone else while the auto is being repaired. ... Loss of Use coverage does not apply to autos rented with a driver.

Hired and non-owned auto insurance (HNOA) covers commercial liability expenses triggered by accidents involving hired (e.g. rental cars) or borrowed vehicles (e.g. employee-owned) for business use.

A non-owned auto liability insurance policy will provide coverage for third-party property damage and bodily injury as a result of an accident. If a lawsuit is filed as a result of an accident, your policy will cover defense costs without reducing your limits of liability, even if the suit is found to be without merit.

Any Auto coverage extends Liability insurance to hired and other non-owned cars, and vehicles you purchase during your policy term.

A hired auto means any auto you lease, hire, borrow or rent. Non-Owned Auto Liability coverage applies in cases involving employees driving their own vehicles on business for their employer. Non-Owned Liability refers to autos the business does not own, lease or hire.

Hired and non-owned auto insurance (HNOA) covers commercial liability expenses triggered by accidents involving hired (e.g. rental cars) or borrowed vehicles (e.g. employee-owned) for business use.

Non-Owned Auto Liability Insurance, or hired non-own auto coverage, protects you if you have employees who sometimes drive their own car, or even one they have rented, for business. ... While doing so, the assistant gets in an accident in which the other driver is injured.

Hired and non-owned insurance provides liability coverage for property damage and bodily injuries caused by you or your employees while driving for work. ... Hired and non-owned auto coverage can usually be added as an endorsement to your general liability insurance policy.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232