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  • Westpac Income Verification Requirements Matrix For Mortgages ...

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WESTPAC INCOME VERIFICATION REQUIREMENTS MATRIX FOR MORTGAGES Income Type DOCUMENTATION REQUIRED and INCOME CALCULATION V1.23 5/4/2013 Non-Mortgage Insured loans Income Source Salary / Wages or Car.

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A lender will always require you provide bank statements as part of your mortgage application. Bank statements give a lender an up close and personal view of your finances — which is crucial when determining just how much money you can qualify for.

For salaried individuals* Latest salary slips. Bank account statements of the previous three months. PAN card/ Form 60 of all applicants. ID proof. Address proof. Document of the property to be mortgaged. IT returns. Title documents.

Max LVR 95% for Owner Occupier and 90% for Investor (inclusive of LMI) or 80% LVR without LMI.

Conditional approval. A Westpac conditional approval (also known as pre-approval, indicative approval or approval-in-principle) means you're approved for a loan of a certain amount – as long as your situation doesn't change and the property meets our lending eligibility criteria.

Loan application form. 3 photographs passport sized. Bank Account Statement/Passbook for last 6 months. Signature verification by bankers of the applicant.

Each lender might have its own FHA requirements. Lenders want bank statements for any account with funds you'll use to qualify for the loan. How many bank statements is enough? Generally, you'll need to provide statements for the most recent two months.

Typically, a bank statement only covers one month of transactions and may leave recent or pending transactions out.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232