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Specified Causes of Loss – The insurer agrees to pay for loss to a covered auto or its equipment only for losses specifically listed in the policy, such as fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief or vandalism.

Symbol 1 is “any auto.” The auto does not have to be declared and when it was purchased makes no difference. With symbol 1, the liability claim is covered. Symbol 1 covers "any auto" (owned, borrowed, rented, hired) for liability.

Symbols 10 (business auto), 32 (garage), 51 and 52 (truckers), and 72 and 73 (motor carrier) are custom symbols, available through the use of the Covered Autos Designation Symbol (CA 99 54) endorsement, which allows the insurer and named insured to agree to some modified wording that is a better fit in defining the ...

Specified causes of loss coverage is a type of auto physical damage coverage that is an alternative to comprehensive coverage.

Specified causes of loss offer less coverage than comprehensive coverage. In other words, the policy will specify what is covered, as opposed to 'any thing other than collision'. For that reason, specified causes of loss and comprehensive coverages cannot co-exist on the same policy because of duplicate coverage.

3 = Owned Private Passenger “Autos” Only This symbol covers only private passenger type “autos” owned by the insured, including any private passenger type that may be acquired after the policy begins.