MICHIGAN APPLICATION FOR WORKERS' COMPENSATION INSURANCE. F-6 (06-12) page 1 of 5. MICHIGAN WORKERS' COMPENSATION PLACEMENT .

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How to fill out the MICHIGAN WORKERS COMPENSATION PLACEMENT FACILITY online

Filling out the MICHIGAN WORKERS COMPENSATION PLACEMENT FACILITY application is an essential step for employers seeking workers' compensation insurance. This guide provides clear, step-by-step instructions to help users navigate the online application process with confidence.

Follow the steps to successfully complete your application.

  1. Click 'Get Form' button to access the application and open it for editing.
  2. Fill in the effective date at which coverage is to begin. This is designated by the Facility.
  3. If applicable, indicate if any operations exist in states other than Michigan and provide the required details.
  4. Review and complete the employer’s agreement section, ensuring that all certifications and agreements are acknowledged.

Take the next step and complete your application online today.

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Questions & Answers

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Does my employer have to hold my job while on workers comp in Michigan?

Unfortunately, it is not the responsibility of the employer to keep your job while you are on Michigan workers' compensation. Your employer does not have to keep your job open and can terminate your employment at will.

In Michigan, employers have 30 days to make a decision on your benefits after you have reported your accident – after 30 days, you should receive a denial or begin receiving benefits. Injured workers rely on their workers' comp checks to survive financially and their medical benefits to recover from their injuries.

The State of Michigan does not ordinarily pay workers' compensation benefits. Most employers in Michigan purchase an insurance policy from a private insurance company or they are authorized to be self-insured. If you are injured on the job, report the injury to your employer immediately.

How much is paid in workers' compensation? Generally, workers receive 80% of the after-tax value of their wage loss. A determination is made about the worker's “average weekly wage” before the injury. The worker would then be entitled to 80% of the after-tax value of that average weekly wage.

The Michigan Worker's Compensation Placement Facility is a non-profit non-governmental association formed by the Legislature in 1982 to provide worker's compensation insurance to Michigan businesses that cannot obtain coverage from private insurers.

How much is the average workers' comp settlement amount in Michigan? Statistics published by the Workers' Disability Compensation Agency show the average workers' comp settlement amount in Michigan for 2021 was $63,313.86.

Following are the criteria for employers who must carry workers' compensation coverage: All private employers regularly employing 1 or more employees 35 hours or more per week for 13 weeks or longer during the preceding 52 weeks. All private employers regularly employing 3 or more employees at one time.

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