Get Welcome To The Lakeshore Cap, Inc. Home Buyer Program

This guide provides clear, step-by-step instructions on completing the Welcome To The Lakeshore CAP, Inc. Home Buyer Program form online. Designed for ease of use, these instructions ensure that all applicants can navigate the process effectively.

Follow the steps to successfully complete your application online.

1. Press the ‘Get Form’ button to access the application and open it for editing.
2. Review the Homebuyer Readiness Checklist. Ensure you understand each item, as this will help guide your preparation.
3. Read through the Information Privacy Agreement thoroughly. It is crucial to acknowledge and understand how your information will be handled.
4. Request a free credit report. This can be done online, via mail, or by phone. Choose the method that is most convenient for you.
5. Fill out the Monthly Expense Worksheet. Be precise when entering your expenses to ensure a realistic view of your finances.
6. Sign the Housing Counseling Agreement to confirm your commitment to the program. This signifies that you understand the counseling and services provided.
7. Sign the Privacy Policy. Your acknowledgment here protects your personal information as outlined in the document.
8. Contact a Budget Counseling Service to schedule a consultation meeting. Prepare any questions you have regarding your financial status.
9. Complete one of the Money Education Courses listed. Choose one that best fits your learning style and needs.
10. Complete the Self-evaluation form that is attached. This self-assessment will help in understanding your readiness to proceed.
11. Contact your lender to obtain pre-approval for a first mortgage. This vital step ensures you can move forward with home buying.
12. Return the verification of your Budget Consultation and the Credit Report to the designated Lakeshore CAP, Inc. address listed in the form.
13. After completing the form and ensuring all sections are addressed, save your changes, and consider downloading, printing, or sharing your completed form as necessary.

Complete your application online today to take the first step toward homeownership!