Get Va Form 26 0286

This guide provides detailed instructions for filling out the VA Form 26 0286 online. It aims to support users through each section of the form, ensuring an accurate and efficient submission of your loan application.

Follow the steps to successfully complete the form.

1. Click ‘Get Form’ button to access the form and open it in your preferred editor.
2. Begin by entering the VA's 12-digit loan number in the designated field.
3. Fill in the veteran's name, including first, middle, and last names as required.
4. Input the veteran's Social Security number in the corresponding box.
5. Select the gender of the veteran by checking the appropriate box.
6. Provide the veteran's date of birth in the format mm/dd/yyyy.
7. Choose the veteran's ethnicity by checking one or more options provided.
8. Indicate the race of the veteran by selecting all applicable categories.
9. Enter the entitlement code from the VA Certificate of Eligibility in the designated area.
10. Record the amount of entitlement available from the VA Certificate of Eligibility.
11. Select the branch of service by checking one option from the list.
12. Specify the military status by checking the appropriate box.
13. Indicate whether this is a first-time home buyer by checking yes or no.
14. Select the loan procedure from the options available.
15. Choose the purpose of the loan that best fits your situation.
16. Indicate the loan code that aligns with your financing choice.
17. If applicable, complete the prior loan type to provide further details.
18. Choose the type of mortgage you intend to apply for.
19. If a hybrid adjustable-rate mortgage is selected, specify the type of hybrid arm.
20. Enter the desired closing date in the format mm/dd/yyyy.
21. Select the type of ownership that applies to your situation.
22. If purchasing, provide the purchase price; this is not applicable for refinance loans.
23. Offer the reasonable value for properties in refinancing scenarios.
24. Select all energy improvement options applicable to your loan needs.
25. Enter the total loan amount needed for processing.
26. Select the type of property being financed.
27. Indicate the appraisal type needed for your loan.
28. Specify the type of structure associated with your loan application.
29. Choose the property designation that best describes your situation.
30. Fill in the number of units on the property.
31. Complete the manufactured home category if applicable.
32. Enter the property address, ensuring accuracy.
33. Provide the city where the property is located.
34. Indicate the state for the property address.
35. Enter the zip code that corresponds to the property.
36. Fill in the lender VA ID number if applicable.
37. Complete the agent VA ID number if necessary.
38. Input the lender loan number for reference.
39. Provide the lender SAR ID number for LAPP cases, if required.
40. Indicate the gross living area of the property in square feet.
41. Enter the age of the property in years.
42. Fill in the date SAR issued for notification of value in mm/dd/yyyy format.
43. Provide the total room count for the property.
44. Enter the number of baths in the property.
45. Indicate the number of bedrooms available in the property.
46. Answer whether significant adjustments were made by the SAR, if applicable.
47. Indicate if the loan was processed under a VA recognized automated underwriting system.
48. Enter the median credit score for the veteran.
49. Specify the liquid assets available.
50. Provide the total monthly gross income based on required calculations.
51. Enter the residual income amount calculated.
52. Indicate the residual income guideline amount.
53. Fill in the debt-income ratio as needed.
54. Specify whether spouse income is considered for the application.
55. If applicable, enter the spouse's income amount.
56. Provide the discount points charged as part of the loan.
57. Fill in the discount points paid by the veteran.
58. Enter the term of the loan in months.
59. Indicate the interest rate for the loan being applied for.
60. Specify if the funding fee exemption applies.
61. If applicable, provide the paid-in-full VA loan number.
62. Enter the original loan amount for reference.
63. Indicate the original interest rate for the loan.
64. Add any remarks relevant to your application.

Start filling out your VA Form 26 0286 online today for a smoother loan application process.