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Stop Payment & Payment Reissuance Request Form FIN-AP-033 Section 1 - Information and Instructions The purpose of this form is to provide the MTA Business Service Center (BSC) with information.
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Remit FAQ
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Stop payment orders aren't permanent. Instead, they usually expire after a certain amount of time. The law requires that banks maintain stop payment orders received in writing for at least six months. After that, the check can be cashed, though many financial institutions don't cash checks older than six months.
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In addition, a written stop payment order often expires after six months. It can be renewed for another six months. If you issue a stop payment order orally and do not confirm it in writing, it lapses after 14 calendar days.
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A stop payment is a request for a bank to stop a check or recurring debit payment that's waiting to be processed. Stop payment requests can only be made by the account holder who sent the original payment, and must be made before the check or payment has been processed.
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When the bank executes a stop payment request, it prevents the check from clearing when the check recipient attempts to cash it at the receiving bank. However, unlike a bounced check, a stop payment is not permanent, and the request could remain in place for at up to six months, depending on the financial institution.
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To stop the next scheduled payment, give your bank the stop payment order at least three business days before the payment is scheduled. You can give the order in person, over the phone or in writing. To stop future payments, you might have to send your bank the stop payment order in writing.
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Stop payment orders typically expire after six to 12 months, depending on the bank or credit union. However, many banks allow you to renew a stop payment order if the check is still outstanding.
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Generally, banks honor a stop payment request for a check drawn on your account. If you stop payment properly and the bank cashes the check, the bank may be liable for the cashed check. you fail to provide sufficient notice to implement the stop payment order.
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After your stop payment request expires, the bank or credit union can cash the check.
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