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  • Atm/debit Card Dispute Affidavit - Bofi Federal Bank

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ATM/Debit Card Dispute Affidavit Name: Address: City, State & Zip Code: Work Phone Number: Card Number: Home Phone Number: Account Number: Type of Transaction (select one): PIN Based Non PIN based.

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Other examples of processing errors you are encouraged to dispute, include: Subscription Errors: If you canceled your subscription with a merchant but were charged for it anyway. Incorrect Amount: The amount charged to your card was more than the value of the transaction in question.

Cardholders are only entitled to dispute debit card charges if they're the victim of fraud or abuse. Otherwise, they must work with the merchant to refund any transactions they are unhappy with. Also, the bank might be more hesitant to issue a provisional credit, as the money belongs to the cardholder, not the bank.

Most chargebacks are illegitimate, and illegitimate chargebacks can be reversed. In order to achieve this, you'll need to gather compelling evidence that the transaction was valid and authorized. You'll also need to prove that you fulfilled your end of the sales agreement and the cardholder got what they paid for.

The Federal Trade Commission (FTC) states that you have the right to dispute charges based on the following: Charges that list the wrong date or amount. Charges for goods and services you didn't accept or that weren't delivered as agreed. Math errors. Failure to post payments and other credits, like returns.

Unauthorized charges; Charges for the wrong amount or date; Charges for goods and services that you ordered but did not receive or accept; Charges that you don't recognize and want more information about; and.

Can you dispute a debit card charge? Yes, if you've got a valid reason. However, it's always best to contact the merchant first to attempt to resolve the issue. If that doesn't work (or the charges were fraudulent), a dispute may be your best option.

Bad service and service not rendered are also eligible reasons to dispute a charge, even if you willingly made the purchase.

You can file a dispute for credit card charges by signing in to Online Banking and following the instructions. For ATM or debit card disputes, call 877-366-1121.

Contact the company or bank that issued the credit card or debit card. Tell them it was a fraudulent charge. Ask them to reverse the transaction and give you your money back.

Cardholders are only entitled to dispute debit card charges if they're the victim of fraud or abuse. Otherwise, they must work with the merchant to refund any transactions they are unhappy with. Also, the bank might be more hesitant to issue a provisional credit, as the money belongs to the cardholder, not the bank.

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© Copyright 1997-2025
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3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232