Get Uniform Residential Loan Application - Bank Of Whittier

Completing the Uniform Residential Loan Application is an essential step in securing a mortgage. This user-friendly guide will walk you through each section of the application to help you fill it out accurately and effectively online.

Follow the steps to complete your application with ease.

1. Press the ‘Get Form’ button to access the application and open it for editing.
2. Begin by selecting the type of mortgage and terms of loan. You will need to indicate the mortgage type (e.g., VA, FHA, Conventional) and enter the amount being requested along with the interest rate and amortization type.
3. Fill in the property information and the purpose of the loan. Provide the subject property address, the number of units, and select whether the loan is for purchase, refinance, or construction.
4. Enter the borrower and co-borrower information. Include names, social security numbers, dates of birth, and contact information. Make sure to check the applicable marital status options.
5. Complete the employment information section for both the borrower and co-borrower. Include the name and address of the employer, position, and length of employment.
6. Document your monthly income and combined housing expenses. Include salaries, bonuses, and any additional income sources, and itemize your monthly housing expenses as required.
7. List your assets and liabilities accurately. Provide details about your checking and savings accounts, real estate owned, and any outstanding debts.
8. Respond to the declarations section. Answer questions related to outstanding judgments, bankruptcy, and any defaults on federal or other loans.
9. Review and sign the acknowledgement and agreement segment. Ensure that all the information provided is correct before affixing your signature.

Ensure you prepare your documents accurately and complete the application online today.