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PAGE 4 9. 10. 11. 12. 13. 14. 15. What does the settlement provide? Tell me more about credit monitoring services. What does the settlement give to charity? Why are payments for damage claims coming out of the Settlement Fund? Can I get a cash payment from the settlement? Can I still get credit monitoring if I file a claim in the Townes settlement? What am I giving up as part of the settlement? HOW TO GET BENEFITS .................................................................................

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