These Michigan workers' comp documents automatically be sent to the employer and its insurance carrier. The Form WC-701 is used to report to the Workers' Disability Compensation Agency payment of weekly comp benefits made to the employee. It has the date of injury, part of body impacted, and nature of the injury.

Q. Must my business purchase workers' compensation insurance? A. The law requires that every employer subject to the Act must provide some way of assuring that it can pay benefits to its workers should they become injured.

There are a few classes of workers who are covered by federal laws and are not covered by the Workers' Disability Compensation Act of Michigan. Employees of the federal government (such as postal workers, employees at a veterans administration hospital, or members of the armed forces) are covered by federal laws.

The good news is no, you do not lose your benefits if you are fired. Your workers' compensation benefits do not end whether your employer has fired you or laid you off. The law requires that you continue to receive wage loss payments and medical benefits through your former employers' insurance company.

Any business with one or more employees is required to carry workers' compensation insurance in Michigan. This policy provides medical benefits for work-related injuries.

Corporations, limited liability companies and partnerships must either have a workers' compensation policy or a Notice of Exclusion Form, WC-337, on file with this office. The owner(s) are considered an employee(s) of the business.

A self-employed person is generally not subject to workers' comp law. However, they may have employees who are covered and would be required to pay workers' comp benefits if a workplace accident occurs. For this reason alone, it is a good idea for a sole proprietor to get workers' comp insurance in Michigan.