Get Txdot Form 1560

Most states require minimum car insurance with liability coverage for at least $25,000 in injuries per person and $50,000 per accident.

Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage.

How Long is a Certificate of Insurance Good For? It would be safest to hold on to any COI you get indefinitely since you do not know when a problem may arise for a job either carried out on your premises or that you completed for someone else. Keeping proof of the COI will help address any issues at that point.

Texas commercial auto insurance requirements Texas state law requires all commercial auto policies to have a minimum liability limit of $30,000 per person and $60,000 per accident for bodily injury, and $25,000 for property damage (i.e., 30/60/25).

Trucker's General Liability A motor carrier in Texas needs general insurance just like any other business. If someone is injured on your premises, they will expect you to pay their bills. People sometimes have slip and fall accidents at businesses, so you want to be prepared if someone takes a spill on your premises.

Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage. Think about buying more liability coverage.

Texas commercial auto insurance requirements Texas state law requires all commercial auto policies to have a minimum liability limit of $30,000 per person and $60,000 per accident for bodily injury, and $25,000 for property damage (i.e., 30/60/25).

If you operate trucks that weigh over 26,000 pounds that haul household goods, Texas law states that you must have $500,000 worth of liability insurance. A truck that weighs less than 26,000 lb will still have to carry at least $300,000 worth of Texas commercial truck insurance.