Get Application For A Decision In Principle - Hodge Lifetime

Completing the Application for a Decision in Principle - Hodge Lifetime online can be a streamlined process when you are well-prepared. This guide offers clear instructions on how to provide the required information accurately and efficiently.

Follow the steps to complete the application successfully.

1. Press the ‘Get Form’ button to download the form and open it in your preferred editor.
2. Begin with the Qualifying Criteria section. Answer each question honestly regarding your main residence, property eligibility, UK residency status, and credit history. If you answer 'NO' to any question, your application may not be acceptable.
3. Move to the Loan Details section. Indicate the reason for the mortgage, provide an estimated property value, application fee, and the amount of loan required.
4. In the Applicants section, fill in the personal status for each applicant along with their title, full forename, surname, previous names, date of birth, gender, marital status, age they intend to stop working, number of dependents, and contact details.
5. Document the income for each applicant in the Income section. Include amounts received annually from state pensions, benefits, investment income, and any employment or self-employment income.
6. Detail your Outgoings, listing essential and discretionary expenditures. This includes household costs, personal expenses, and any ongoing financial commitments.
7. If applicable, provide details about Existing Mortgage Details if you currently hold a mortgage on your main residence, including lender, outstanding balance, and monthly payments.
8. In Other Properties or Mortgage Commitments, share information regarding any additional properties you own.
9. Outline Other Loan Commitments if you have any additional borrowings, specifying loan types, lenders, and payment details.
10. Identify your Sources of Capital Repayments. State your agreement to use funds for loan repayment and indicate current fund values and their intended use.
11. Complete the Adviser Details and Declaration section. Provide the required information about your adviser and sign the declaration confirming the truth and completeness of your information.
12. Finish with the Applicant Declaration. Ensure both applicants sign the section, confirming their agreement with the details provided and understanding of the terms.
13. After reviewing all entries, you can save your changes, download the form, print it for your records, or share it as needed.

Begin the process of submitting the required documents online today.