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ENR-110 (R9-12) ENR-110 11/19/12 1:33 PM Page 1 MEDICALLY UNDERWRITTEN APPLICATION AND HEALTH QUESTIONNAIRE HOW TO COMPLETE THIS APPLICATION To avoid processing delays, take your time to carefully.

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How to fill out the medically underwritten application and health questionnaire online

Completing the medically underwritten application and health questionnaire can be a straightforward process when you follow the right steps. This guide provides you with a user-friendly approach to ensure that your application is completed accurately and efficiently.

Follow the steps to successfully submit your application online.

  1. Click the ‘Get Form’ button to access the application and open it in your preferred application interface.
  2. Carefully read the materials included with the application to understand your chosen coverage, including any cost-sharing obligations.
  3. Tear off the front page along the perforation and retain it for your records. You may need to reference this if you have questions regarding your application.
  4. On the first page, fill in all 'General Information' and 'Enrollment Information' requested. Include details about spouses and dependents only if they are applying for coverage as well.
  5. Proceed to the second page and check the box next to the deductible amount for the product you are applying for.
  6. Complete pages three through six by providing all 'Medical Information' requested. Make sure to include information about yourself and any dependents applying.
  7. Read and sign pages seven and eight, if required.
  8. Review the 'Conditions of Enrollment' on page nine, and ensure to sign and date the application where indicated on page ten. If both you and your spouse are applying, both signatures are required.
  9. Ensure that all applicants or dependents aged 18 and older sign the application on page ten to avoid processing delays.
  10. Have any licensed insurance producer complete the 'Producer's Certificate' on page eleven if applicable. Otherwise, leave this section blank.
  11. Finally, return your completed application along with a check or money order for the initial premium made payable to 'Highmark Blue Cross Blue Shield' via mail to the provided address.

Start filling out your medically underwritten application and health questionnaire online today!

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Underwriting is the process of assessing the amount of risk you present to a potential insurer. Professional underwriters review the criteria on your application to see if it's possible to offer you a policy and, if so, how much coverage you're eligible for.

Health history. Underwriters look at your body mass index, blood pressure and cholesterol levels, as well as any pre-existing conditions. If you can prove you're managing your condition well, you might qualify for more coverage or better rates. Family medical history.

A process used by insurance companies to try to figure out your health status when you're applying for health insurance coverage to determine whether to offer you coverage, at what price, and with what exclusions or limits.

Underwriting is the process of assessing the amount of risk you present to a potential insurer. Professional underwriters review the criteria on your application to see if it's possible to offer you a policy and, if so, how much coverage you're eligible for. Then, they set your monthly premium based on the information.

Health insurance companies cannot refuse coverage or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.

Full Medical Underwriting Health Insurance Buying fully medically underwritten Health Insurance means you disclose your entire medical history to the insurer from the start. This lets your insurer take your health into consideration when deciding how to provide you with cover.

It is important for you to understand what medical conditions you are not covered for. During medical underwriting, insurers look at an applicant's medical history, including illnesses and injuries they've suffered in the past, to decide: whether to offer them private health, life or income protection insurance.

A process used by insurance companies to try to figure out your health status when you're applying for health insurance coverage to determine whether to offer you coverage, at what price, and with what exclusions or limits.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Privacy Notice
Legal Hub
Content Takedown Policy
Bug Bounty Program
About Us
Blog
Affiliates
Contact Us
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate WorkFlow
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232