Get Debit Card Dispute Form - Gulf Winds Federal Credit Union

Accounts will be charged the standard Overdraft Privilege Fee of $29.50 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $30 for items returned. An overdrawn balance must be repaid within 32 days.

Your credit union or bank might offer you a debit card or ATM card. These cards allow you to transact business with your bank or credit union at ATM machines. You can check your balance, withdraw money, and make deposits.

Whether it's a flat tire or an unexpected bill, our Overdraft Protection gives you peace of mind. By automatically transferring any necessary funds from a designated source to your checking account, our free service means you don't have to worry about fees or if you have enough money to cover a purchase.

Give us a call at 850.479. 9601 or toll-free at 1.800. 650.6328.

You can only be assessed one overdraft fee per day per account. OOPS is limited and only available up to $500. Your account may become overdrawn in excess of the $500 limit due to fees. Up to $50 in fees may be added to the limit.

Optional Overdraft Protection Service (OOPS) Covers overdrafts from checks, ATM withdrawals, Automated Clearing House (ACH) transactions (including automatic bill payments) and debit card transactions.

To dispute a Debit Card transaction call us at 1-888-842-6328.

Gulf Winds members have a daily ATM withdrawal limit of $500. If the ATM is offline, the temporary limit is $200. All ATM deposits must be verified and are subject to hold. For machines outside of the Gulf Winds network of ATMs the deposit fee is $1.00 and the inquiry fee is $0.25.