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Office Holder Purchase Authorization Form PLATTE COUNTY, MISSOURI DATE REQUESTED: PO #: VENDOR #: VENDOR NAME: DEPT. REQ. PMT: ITEM ACCOUNT NO FUND DEPT ACCT AMOUNT TOTAL Purpose of expenditure: $0.00.

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This generally occurs for one of two reasons: The customer's credit card issuing bank did not approve the transaction. This could be for insufficient funds, frozen account status, invalid credit card number or expiration date, etc.

Authorizations result in a hold, which reduces your available balance. A hold remains in effect until the completed purchase transaction is received from the merchant. A completed purchase transaction is what the merchant has sent through for posting to your card.

An authorization hold confirms to merchants that you have the funds or credit limit available to complete the purchase even before settlement, and that the amount can't be spent on something else.

Usually, a pending charge will show on your account until the transaction is processed and the funds are transferred to the merchant. This could typically take up to three days but may stretch longer depending on the merchant and the type of transaction.

A pending charge is an authorization of a purchase requested by the merchant to make sure your account is active and that funds are available for the purchase. Pending charges affect your available balance, but they are not final until the merchant approves the transaction.

The time limit for an authorization hold depends on different factors. Your merchant category code (MCC), the card network, and the type of payment card used all play a role. Most debit card transactions have a hold time between one and eight business days.

In the case of debit cards, authorization holds can fall off the account, thus rendering the balance available again, anywhere from one to eight business days after the transaction date, depending on the bank's policy. In the case of credit cards, holds may last as long as thirty days, depending on the issuing bank.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232