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  • Georgia Defined Contribution Plan - University System Of Georgia - Usg

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DEFINED CONTRIBUTION PLAN Membership Application Instructions for Employee Enter your Social Security number in the upper right hand box. Complete Section 1. Please make sure that you give all information.

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The Georgia Defined Contribution Plan (GDCP) was created by the 1992 Georgia Law, Act 996 effective July 1, 1992. Its purpose is to provide a retirement system for temporary, seasonal, and part-time employees of: Departments, bureaus, institutions, boards, or commissions of the State of Georgia.

The Georgia Defined Contribution Plan (GDCP) was created by the 1992 Georgia Law, Act 996 effective July 1, 1992. Its purpose is to provide a retirement system for temporary, seasonal, and part-time employees of: Departments, bureaus, institutions, boards, or commissions of the State of Georgia.

How the TRS Plan Works. The TRS Plan is a defined benefit pension plan. Your retirement benefit is based upon on a predetermined formula, using your length of service and average monthly salary based on your highest 24 months of earnings.

APERS operates what is known as a “defined benefits” pension plan whereas most private retirement plans are “defined contribution” plans. The basic difference is what each plan promises its participants. A defined benefit plan (APERS) specifies exactly how much retirement income employees will get once they retire.

Defined benefit plans provide a fixed, pre-established benefit for employees at retirement. Employees often value the fixed benefit provided by this type of plan. On the employer side, businesses can generally contribute (and therefore deduct) more each year than in defined contribution plans.

A typical multiplier for defined benefit plans is 2%. So, if you work 30 years, and your final average salary is $75,000, then your pension benefit would be calculated like this: That $45,000 becomes your guaranteed lifetime annual income.

The USG Retirement Plan is designed to provide a monthly income benefit for life or a lump sum benefit based on your pay, age and years of benefit service with the Company. The plan is a contributory defined benefit cash balance plan with full vesting after 3 years participation.

Defined Benefit (DB) Plan Provides a pension benefit formula of 1% x years of service x highest average salary (30 years = approximately 29% of salary as a monthly benefit*). Vesting for the DB plan is 10 years.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Content Takedown Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232