Get Va Irrrl Submission Checklist

Filling out the VA IRRRL Submission Checklist is a crucial step in the refinancing process under the VA loan program. This guide will provide you with clear and detailed instructions to assist you in completing the form online.

Follow the steps to effectively complete the VA IRRRL Submission Checklist

1. Click the ‘Get Form’ button to obtain the VA IRRRL Submission Checklist and open it in your preferred editing tool.
2. Begin with the Intent to Proceed section, ensuring that it is a UWM Intent to Proceed, which must be either wet signed or eSigned.
3. Complete the Uniform Residential Loan Application (1003), which must be dated within 30 days of submission, ensuring that any corrections are initialed and include the Loan Officer NMLS number.
4. Include a recent Credit Report that is dated within the past 60 days, as this is necessary for the loan evaluation.
5. Attach the Loan Estimate; if it is not a UWM Loan Estimate, make sure the lender name field is left blank.
6. Complete and submit the Fee Itemization Form, detailing all associated fees.
7. Provide a signed 4506-T Transcript of Tax Return which allows the lender to verify income and tax information.
8. Gather recent Income Documentation, which should include pay stubs from the last 30 days.
9. Attach a valid form of government-issued ID, such as a Driver's License, to verify identity.
10. Include documentation relating to Title Commitment, a 12 Month Chain, Property Tax information, a Closing Protection Letter, and Wire instructions.
11. Review and include the Privacy Policy and Notice of Right to Receive Copy of Appraisal Report.
12. Attach the Servicing Disclosure Statement, Notice to the Home Loan Applicant, and the Informed Consumer Choice Disclosure Notice.
13. Prepare and submit a Credit Inquiry Letter of Explanation if there are recent inquiries on your credit report.
14. Include all State Specific Disclosures as required by your jurisdiction.
15. Provide recent Bank Statements to demonstrate funds available for closing, if applicable.
16. Complete VA Benefit Related Indebtedness Disclosure and, if applicable, the Childcare Letter.
17. Attach the Federal Collection Policy Notice and letter pertaining to The Nearest Living Relative if it is required.
18. Enter details for Assumption of VA Insurance Mortgages.
19. Include a Signed Statement from the Veteran, confirming their status and intentions.
20. Provide the Borrower Certificate of Eligibility, ensuring it is up-to-date.
21. Complete the HUD/VA Addendum to the Uniform Residential Loan Application.
22. Ensure you have evidence of the VA Case Number associated with your application.
23. Include the Notice to VA Loan Borrower(s) and the Counseling Checklist for Military Homebuyers if you are an active-duty service member.
24. After completing all the sections, you can save changes, download, print, or share the form as needed.

Proceed to complete the VA IRRRL Submission Checklist online for a smoother loan process.