Get Ncua Aires File Layout

DEXA allows users to upload properly formatted tab delimited text files. Header and footer rows are not required, but the system will accept files with a single-row header or footer.

DEXA is the NCUA's web-based data ingest tool used primarily by credit unions and examiners to import credit union member loan and share data provided in compliance with Letter to Credit Unions 03-CU-05 - Expanded AIRES Loan and Share Record Layout.

Federally insured credit unions are required to indicate their insured status in their advertising and to display the official NCUSIF insurance sign in their offices and branches. For a complete directory of federally insured credit unions, visit the NCUA's agency website at ncua.gov.

The majority of the fund is invested in United States treasury securities, with a portion of the earnings being used to fund NCUA's operations. NCUA gets about $200 million of its current budget from the Share Insurance Fund, with the remainder coming from operating fees charged to regulated credit unions.

What Is MERIT and is it required? The Modern Examination and Risk Identification Tool (MERIT) is NCUA's modernized examination tool replacing AIRES. MERIT is the platform for examination information.

AIRES is a computer program developed to assist both Federal and state examiners in performing their credit union examinations.

AIRES Share Data Record Layout Specifications. In 1995, NCUA introduced the Automated Integrated Regulatory Examination System (AIRES) to Federal examiners and State Supervisory Authorities. This software program is a significant technological improvement in the way we conduct credit union examinations.

What Is MERIT and is it required? The Modern Examination and Risk Identification Tool (MERIT) is NCUA's modernized examination tool replacing AIRES. MERIT is the platform for examination information.